Your roof is the one part of the house that never gets a day off. Indiana asks a lot of it — summer hail, straight-line winds off the lakes, heavy wet snow, and the freeze-thaw cycles that pry at every seam all winter. At BnR Home Solutions, we build and repair roofs that are ready for all of it. We’re a local company based right here in Monticello, and we treat every roof like it’s going over our own family’s home.

Whether you need a small leak chased down or a full tear-off, we do honest work, explain your options in plain language, and stand behind what we install. We’re fully insured, and with over 25 years of construction experience, we know the homes here and the weather they have to stand up to.

Asphalt shingle and metal roofing

Most homes in and around Monticello are topped with architectural asphalt shingles, and for good reason — they look great, hold up well against Indiana wind and hail, and give you the widest range of colors and price points. We install quality shingles rated for our local wind zones, not the bargain product that curls in a few seasons.

For homeowners who want a roof that can last decades with minimal fuss, standing-seam and metal roofing is worth a serious look. Metal sheds snow, resists hail bruising, and performs beautifully on lake homes around Lake Freeman and Lake Shafer where wind is a constant. It costs more up front, but the long service life often makes the math work. We’ll walk you through both so you can decide with real numbers in hand.

Full tear-off vs. overlay

You’ll sometimes hear that a new layer can just go over the old roof. An overlay is faster and cheaper, and in the right situation it’s a legitimate choice. But it hides what’s underneath, adds weight, and rarely lasts as long. A full tear-off lets us inspect the decking, replace any rotted wood, and install fresh underlayment and flashing from scratch — the way a roof is meant to be built. We’ll tell you honestly which one your home actually needs, not which one is easier for us.

Roof repair and leak fixes

Not every roof needs replacing. A lifted shingle, a failed pipe boot, cracked flashing around a chimney, or ice-dam damage along the eaves can usually be repaired for far less than a new roof. We track leaks back to their real source instead of just patching the wet spot on your ceiling. If a repair will genuinely buy you good years, that’s what we’ll recommend. If the roof is near the end of its life, we’ll tell you that too.

Storm, hail, and wind damage — and insurance claims

When a storm rolls through White County, it doesn’t always leave obvious damage. Hail bruises and wind-lifted shingles can quietly shorten a roof’s life for months before a leak shows up. We provide thorough inspections after storms and document what we find with photos so you have a clear record. If you’re filing a claim, we can meet your adjuster on-site and speak the same language, so your damage gets represented fairly. We work for you, the homeowner — not the insurance company.

Ventilation, underlayment, and flashing done right

A roof is a system, and the parts you can’t see matter most. Proper attic ventilation with ridge vents and balanced intake keeps your attic cooler in summer and dramatically reduces the ice dams that cause so much winter leak damage in Indiana. Quality synthetic underlayment and correctly installed metal flashing at every valley, wall, and penetration are what actually keep water out. These details are where we don’t cut corners, because they’re the difference between a roof that lasts and one that fails early.

What it costs

Every home is different, so a roof price depends on size, pitch, materials, and what we find once we’re up there. We’re happy to give you a general range early on — but that’s a ballpark only; every job gets a free on-site estimate before you commit to anything. No surprises, no pressure. We back our installation with a 2-year workmanship warranty in addition to the manufacturer’s material coverage.

We proudly serve Monticello and the surrounding White County communities — Brookston, Reynolds, Buffalo, Wolcott, Chalmers, Idaville, Burnettsville, Monon, Delphi, Lafayette, and West Lafayette, including the Lake Freeman and Lake Shafer areas.

Frequently asked questions

How long does a new roof take to install?

Most residential asphalt shingle roofs in the Monticello area are completed in one to three days, depending on size, pitch, and weather. Larger metal roofing projects take longer. We’ll give you a realistic timeline with your estimate.

Should I repair my roof or replace it?

It depends on the roof’s age and the extent of the damage. If your roof is relatively young and the problem is localized, a repair often makes sense. If it’s near the end of its life or damaged in multiple areas, replacement is usually the smarter investment. We’ll give you our honest read after an inspection.

Can you help with a storm damage insurance claim?

Yes. We’ll inspect your roof, document any hail or wind damage with photos, and meet your insurance adjuster on-site so your claim is represented accurately.

Is metal roofing worth the extra cost in Indiana?

For many homeowners, yes — especially on lake properties. Metal handles snow, hail, and wind well and can last for decades. Whether it’s right for your home and budget is something we’re glad to talk through.

Do you offer free estimates?

Always. We come out, inspect your roof in person, and give you a written estimate at no cost and no obligation.

Why is attic ventilation part of a roofing job?

Poor ventilation traps heat and moisture, which shortens shingle life and fuels ice dams in winter. Ridge vents and balanced intake protect both your roof and your energy bills, so we treat ventilation as part of doing the job right.

Get a free roofing estimate in Monticello

Ready to fix a leak, weigh a repair against replacement, or plan a new roof before the next Indiana storm season? Call BnR Home Solutions at (813) 789-5271 or email info@bnrhs.com to schedule your free on-site estimate. We’re proud to be the roofing contractor Monticello and White County homeowners trust for honest, quality work.

Roofing project gallery